Gaurav S. Iyer,IFC

Gaurav S. Iyer is a research analyst and editor at Lombardi Financial. He currently writes for Profit Confidential where he focuses on macroeconomics and capital markets.

On the equity side, Iyer is a fundamental analyst who focuses on company business models and how those companies are positioned within their industry compared to their competitors. His economic research and analysis has appeared in The Economist.

Iyer co-founded the Rethinking Economic chapters in Toronto and Montreal, Canada.

Get to know Gaurav…

What was your very first investment?

My older brother had saved a nest egg and wanted to invest, so he asked for my help. Finding ripe industries was easy since I already understood economics. This was in 2009, and I realized that financials were sure to rebound. But once I began looking at individual companies, I gained a new level of respect for how uniquely structured each firm could be, and what it meant about their potential for success or failure.

What has been the most memorable moment of your investment career?

My most memorable moment came from owning a large-cap tech company. It was an over-hyped stock that was straining under a heavy load of pessimism. Those are the moments that define successful investors. I did not listen to the naysayers; I trusted my analysis, and a year later the stock had earned 30%.

What is your investment philosophy?

I am a value investor. I think of companies, not stocks. It helps me to know where exactly a business is making its money, how it plans to expand, and whether it can defend its market share. Only once you know those things can you determine if the stock is over- or under-priced.

Gaurav S. Iyer's Articles

Ethereum News Update All this week, a dark cloud hung over cryptocurrency markets. It was caused by the first batch of Bitcoin futures contracts coming due...and investors having no idea what to expect from the fallout. But then the contract was settled. The world continued spinning on its…

Ripple News Update Over the last week, South Korea and Ripple were inextricably linked over the subject of regulation. Korea was on the verge of a full-scale trading ban—rumors even spread that the ban was official—and markets were in a constant state of paranoia. As a result, XRP…

Ethereum News Update Until yesterday, Ethereum prices were holding up (better than most) against the raging tide of pessimism. But the dam broke on Tuesday, causing ETH prices to fall 25.17% against the U.S. dollar. This brought the Ethereum to USD rate down to $831.27. While novice investors…

Ripple News Update As Ripple prices spiral toward $1.00, investors are desperately trying to make sense of the carnage. Some open up about earlier crashes. Others tell stories about how Ripple changed their lives, helped them buy a home, or even start a family. Not all are so…

Ethereum News Update Cryptocurrencies look like a wasteland this Tuesday morning, and Ethereum is no exception. ETH was down 13.18% against the U.S. dollar at the time of writing. This put the Ethereum to USD rate at $1,143.57, which is a sharp retracement, though a minor one compared…

Ripple News Update It wasn’t a nightmare, I’m afraid—Ripple prices are genuinely falling apart. Billions in market cap disappeared; XRP dropped below Ethereum on the list of top cryptocurrencies; fear soaked into the market. While it’s tempting to let this fear overtake your decision-making, investors should keep a sense…

Ethereum News Update As the South Korean government backs away from a full-scale ban, investors should be thinking more and more about political risk. How do you protect your crypto investments against sudden shifts in the regulatory landscape? One option is to avoid cryptos altogether. I know the…

Ripple News Update It’s amazing how much damage one man can inflict with arrogance and misinformation. Take, for instance, South Korea’s Minister of Justice, the man who single-handedly drove billions out of the crypto market last week. In a press scrum with reporters, the minister blurted out that…

Ripple News Update After days of backsliding, Ripple prices finally stabilized on Thursday and climbed on Friday morning. It was the first sliver of hope investors had seen in a week. Unlike most price moves, we can trace this one back to a single announcement: Ripple’s partnership with…

Ethereum News Update I’ve often heard that wisdom is the rarest commodity on Earth, but I never fully grasped its meaning till yesterday. I was reading conflicting reports about Korea’s impending regulations—none of which is written in stone—and then ETH prices fell by double digits. I was shocked.…

Ethereum News Update Once again, regulators at the U.S. Securities and Exchange Commission (SEC) have rejected applications for Bitcoin-based exchange-traded funds (ETFs), citing volatility as their main concern. Three different funds submitted proposals for the ETFs. However, all three put distance between the proposed product and the underlying…

Ripple News Update After a few days of choppy seas, one would expect Ripple prices to gather support from long-term bulls—but that didn’t happen on Wednesday morning. In fact, XRP prices continued their downward spiral, losing more than 16% in a single day. The XRP to USD exchange…

Ripple News Update Ripple prices continued to spiral on Tuesday morning, driven by a sudden change in how the currency’s price is calculated. At the time of writing, the XRP to USD exchange rate was down 8.83%. CoinMarketCap’s exclusion of Korean exchanges started the entire fiasco. The popular…

Ripple News Update Many readers panicked when checking Ripple prices this morning because a popular web site excluded Korean exchanges from its calculation of Ripple prices. The result was a seemingly sharp drop in XRP’s value. What’s shocking is that CoinMarketCap did not warn investors about the change, nor did…

Ethereum News Update As I sit down to write this market update, Ethereum’s price is the most glaring number to report. Namely, that the average ETH price topped $1,000 for the first time ever. The crypto advanced 4.63% against the U.S. dollar, bringing the Ethereum to USD exchange…