Gaurav S. Iyer, IFC

Gaurav S. Iyer is a research analyst and editor at Lombardi Financial. He currently writes for Profit Confidential where he focuses on macroeconomics and capital markets.

On the equity side, Iyer is a fundamental analyst who focuses on company business models and how those companies are positioned within their industry compared to their competitors. His economic research and analysis has appeared in The Economist.

Iyer co-founded the Rethinking Economic chapters in Toronto and Montreal, Canada.

Get to know Gaurav…

What was your very first investment?

My older brother had saved a nest egg and wanted to invest, so he asked for my help. Finding ripe industries was easy since I already understood economics. This was in 2009, and I realized that financials were sure to rebound. But once I began looking at individual companies, I gained a new level of respect for how uniquely structured each firm could be, and what it meant about their potential for success or failure.

What has been the most memorable moment of your investment career?

My most memorable moment came from owning a large-cap tech company. It was an over-hyped stock that was straining under a heavy load of pessimism. Those are the moments that define successful investors. I did not listen to the naysayers; I trusted my analysis, and a year later the stock had earned 30%.

What is your investment philosophy?

I am a value investor. I think of companies, not stocks. It helps me to know where exactly a business is making its money, how it plans to expand, and whether it can defend its market share. Only once you know those things can you determine if the stock is over- or under-priced.

Gaurav S. Iyer's Articles

On Thursday, XRP prices were caught in the downdraft of a minor cryptocurrency crash. The Ripple to USD exchange rate fell 5.99%, while simultaneously rising 1.59% against Bitcoin. Interestingly, these price swings are starting to have an effect on the pecking order of cryptocurrencies. Litecoin already fell below…

That quote is the single biggest piece of Litecoin news this morning. It was written by Charlie Lee, who's famously connected within the crypto community and is also the creator of Litecoin. He recently proved that he has insider knowledge. As the market was scrambling to find out…

A Bird’s Eye View of Cybersecurity When cybersecurity stocks ran out of gas in 2015, many investors wrote them off as a waste of time. That appears to have been a GIGANTIC mistake. New cyber attacks occur on a weekly basis, and they are growing ever more destructive.…

On Wednesday, there was a broad-but-shallow dip in the overall cryptocurrency market. XRP prices were caught in the downdraft, but it is unlikely to affect our $2.00 Ripple price prediction. That said, trading volumes remained below $100.0 million for the fifth consecutive day, sparking some concern that liquidity…

Will Litecoin prices fall below $50.00? That’s probably the most important question for the short-term Litecoin price forecast, but it’s unlikely to matter over the long haul. Long-term forecasts depend on underlying factors that investors are ignoring, such as Litecoin’s ability to popularize micropayments or its ability to…

Narrow spreads, low volatility, and relative calm. If someone asked you to name an asset class with those qualities, would your answer be cryptocurrencies? Absolutely not! Cryptocurrencies like Ethereum are rocket rides to the moon, not scooter rides on Venice Beach. They are dangerous, thrilling, and life-altering. Yet…

Can FB Stock Survive? Long-time readers know I’m a huge fan of Facebook Inc (NASDAQ: FB). But investing is a cold-blooded business. So when I see Facebook fighting off three different scandals, it’s time to consider—at least consider—turning bearish on FB stock. Hopefully, we won’t have to… But…

As investors move beyond the dismal Litecoin news from last week, it’s becoming clear that a recovery won’t happen overnight. In the last 24 hours, the Litecoin to USD exchange fell 3.15% to $52.63, while simultaneously falling 1.68% against Bitcoin. LTC trading volume came in far below average,…

After a tumultuous week, investors are largely sitting on the sidelines, waiting for something to happen with Ripple prices. One juicy bit of Ripple news would likely spark a massive rally. Funnily enough, that juicy bit of news may have come and gone without investors noticing. In the…

On Tuesday, investors ignored bullish Ethereum news once again. Why? Because, like an angsty teenager, they are angry with the world. “How could China ban cryptocurrency exchanges? It’s not fair!” It isn’t. But that doesn’t erase any of Ethereum’s constructive developments. For example, Ethereum started testing the long-awaited…

Mark Cuban: $20.0 Million Cryptocurrency Investment Just weeks after calling Bitcoin a “bubble,” billionaire Mark Cuban is eating his words. Or at least he’ll be able to once he takes his foot out of his mouth. Cuban made his criticisms of cryptocurrencies in June, but by the end…

As the dust settles from China’s crackdown on cryptocurrencies, Ethereum looks poised for a rally that could send it across the $300.00 level. However, the situation remains tenuous. The Chinese ban confirmed the worst fears of some investors—that central banks and other vested interests will regulate against cryptocurrencies…

While most of the cryptocurrency market hit the snooze button on Monday, Litecoin traders were up and about. More than $408.0 million worth of LTC coins changed hands as the Litecoin to USD exchange rate jumped roughly 4.11%. Litecoin also gained around 2.9% against Bitcoin, possibly balancing for…

Ripple prices took a break from the high drama of recent weeks, ending the last 24 hours a slight twitch up to around $0.185670. The stability of the Ripple to USD exchange rate is a constructive signal for investors that grew nervous after the Chinese crackdown. After all,…

For the first time in a week, cryptocurrencies stuck their heads above water. The Ripple-to-USD exchange rate jumped 7.13% to $0.188622, while simultaneously falling 4.22% against Bitcoin. China’s ban on cryptocurrency exchanges was once again the biggest piece of Ripple news. This time, however, prices moved to the…

Despite China taking a bat to Litecoin’s knees, the Litecoin-to-USD exchange rate bounced up about 9.68% to roughly $51.89. “What explosive piece of Litecoin news caused this rally?” you ask. Oddly, nothing in particular. This was a see-saw moment for Litecoin prices. After tilting hard towards the bearish…

Hallelujah! After a week of non-stop pain, investors finally moved past China’s ban on cryptocurrency exchanges. They bid up prices, bet on fundamentals, and were rewarded with flashing green numbers on their trading monitors. For instance, the Ethereum-to-USD exchange rate jumped 17% to $280.69 on Sunday. Considering that…

Bitcoin Turned $25 into $34 Million Bitcoin, bitcoin, bitcoin, bitcoin, bitcoin, bitcoin...bitcoin. It’s all that anyone seems to be talking about, yet the volatility of Bitcoin is terrifying. Double-digit swings are a normal occurrence. And no one can explain what it does, at least not in plain English.…

As with the rest of the cryptocurrency market, China takes center stage in our Ripple news update. It’s the only thing that matters at the moment, though one could argue that XRP is unfairly caught in the crossfire. After all, less than five percent of Ripple’s trading volume…