Gaurav S. Iyer,IFC

Gaurav S. Iyer is a research analyst and editor at Lombardi Financial. He currently writes for Profit Confidential where he focuses on macroeconomics and capital markets.

On the equity side, Iyer is a fundamental analyst who focuses on company business models and how those companies are positioned within their industry compared to their competitors. His economic research and analysis has appeared in The Economist.

Iyer co-founded the Rethinking Economic chapters in Toronto and Montreal, Canada.

Get to know Gaurav…

What was your very first investment?

My older brother had saved a nest egg and wanted to invest, so he asked for my help. Finding ripe industries was easy since I already understood economics. This was in 2009, and I realized that financials were sure to rebound. But once I began looking at individual companies, I gained a new level of respect for how uniquely structured each firm could be, and what it meant about their potential for success or failure.

What has been the most memorable moment of your investment career?

My most memorable moment came from owning a large-cap tech company. It was an over-hyped stock that was straining under a heavy load of pessimism. Those are the moments that define successful investors. I did not listen to the naysayers; I trusted my analysis, and a year later the stock had earned 30%.

What is your investment philosophy?

I am a value investor. I think of companies, not stocks. It helps me to know where exactly a business is making its money, how it plans to expand, and whether it can defend its market share. Only once you know those things can you determine if the stock is over- or under-priced.

Gaurav S. Iyer's Articles

Ethereum News Update As I sit down to write this market update, Ethereum’s price is the most glaring number to report. Namely, that the average ETH price topped $1,000 for the first time ever. The crypto advanced 4.63% against the U.S. dollar, bringing the Ethereum to USD exchange…

Ripple News Update Dreams of Coinbase adding Ripple’s XRP token were dashed on Thursday afternoon, as an official statement made it clear the speculation was just that—speculation. “As of the date of this statement, we have made no decision to add additional assets to either GDAX or Coinbase,”…

Ripple News Update As the most successful cryptocurrency of 2017, Ripple made quite a few people rich. Among them is the company’s co-founder: Chris Larsen. Larsen was the company’s CEO before stepping down in November 2016. However, he continues to serve as Executive Chairman. He also owns 5.19…

Ethereum News Update A new report from the Royal Bank of Canada (NYSE:RY) says blockchain technologies could become a $10.0-trillion ecosystem, benefiting those “protocols” at the lower end of the infrastructure pyramid. (Source: "RBC Report: Crypto and Blockchain Could Unlock $10 Trillion Market," CoinDesk, January 3, 2018.) Allow…

Ripple News Update A few months ago (which is basically forever in crypto-time), we reported that TechCrunch founder Michael Arrington launched a $100.0-million investment fund. Normally, that isn’t news. However, Arrington’s fund had a curious feature: it was denominated in Ripple’s XRP tokens. Investors barely responded to the…

Ethereum News Update Some of you may recall that TechCrunch founder Michael Arrington launched a $100.0-million crypto investment fund last year. In doing so, he made Ripple (XRP) the “cash position” of the fund. This meant that investors had to buy XRP in order to join, rather than…

Ethereum News Update After failing to break above $800.00 for more than a week, Ethereum prices finally caught a tailwind on Tuesday morning, soaring as high as $914.83. This was a record high for the Ethereum to USD exchange rate. The Ethereum to Bitcoin rate, meanwhile, also rose…

Ripple News Update Barely two days into the new year, XRP prices have already blown past our Ripple price prediction of $2.00. The currency is flying. In fact, Ripple even crossed Ethereum as the second-biggest crypto in the world. At the time of writing, it had a market cap…

Ethereum News Update Earlier this week—as investors were in the thick of the holiday rush—South Korean authorities debated how to curb the irrational exuberance of cryptocurrencies. The proposals ranged far and wide. One idea was to close certain exchanges, another was to crack down on anonymous transactions. Whatever…

Ripple News Update In yesterday’s Ripple news update, we revealed that South Korean authorities may close a few crypto exchanges and clamp down on anonymous transactions. This cast a long, gloomy shadow over crypto prices. Many of the top cryptos trended down after the proposed rules came to…

Ethereum News Update Ever since crypto prices exploded in the fourth quarter of 2017, investors have paid less and less attention to the regulatory environment around cryptocurrencies. That might be a mistake. Debates over how to regulate cryptos are far from over. For example, the Russian Ministry of…

Ripple News Update According to a Bloomberg report, South Korea may close some of its cryptocurrency exchanges next year. Closing those exchanges may harm Bitcoin (BTC) prices, given that South Korea is a major hub for crypto traders. I’m more worried about its effect on Ripple (XRP) prices.…

Ethereum News Update Vitalik Buterin is known and revered in crypto circles as the founder of Ethereum, the world’s second-biggest cryptocurrency. On Wednesday, he shot some fiery wisdom at crypto investors, arguing that they “should heed these words of warning.” Otherwise, Buterin may abandon the Ethereum project altogether.…

Ripple News Update Ripple prices spiraled downward last week, striking fear into the heart of many investors. But the fear left as quickly as it came, leaving newbie crypto investors short of breath. How can a currency lose 25% in value and then make it back in less…

Ethereum News Update Over the last few weeks, crypto prices looked like the Planet of the Apes, in that they climbed incredibly fast. However, that (admittedly terrible) analogy came to an end on Thursday night when prices crashed. Almost every single currency of note was affected. Bitcoin dropped…

Litecoin Price Forecast Litecoin prices are down significantly on Friday morning, but at least LTC is not alone. Numbers flashed red beside almost every major cryptocurrency. Monero collapsed by 24.5%. Ethereum lost 17% of its total value. Even recent favorites like Cardano and IOTA were shredded in the…

Ripple News Update In an amazing twist that would have seemed impossible a few months ago, XRP is now the “cool kid” at the crypto party. What do I mean? Well, XRP is the only crypto in the top 15 to appreciate in the last 24 hours. Bitcoin was…

Ethereum News Update Although Bitcoin is the father of all cryptos, Ethereum has descendants of its own. A whole crop of decentralized application blockchains—such as Cardano (ADA), NEM (XEM), and NEO (NEO)—have surfaced as rivals to their forefather, earning them the title of potential “Ethereum killers.” How does…

Ripple News Update Dear readers, I want to begin this Ripple news update with an apology. Two of my articles mistakenly forecasted that XRP would reach $2.00 by the end of 2017. Those were typos. Both articles should have said $1.00 for 2017, which is the forecast I’ve…

Ethereum News Update If you woke this morning to flashing red on your trading screens, don’t be alarmed. Yes, there was a fall in crypto prices, but the retracement was due in large part to Bitcoin Cash (BCH). BCH was finally added to Coinbase, a leading U.S. exchange…