Gaurav S. Iyer,IFC

Gaurav S. Iyer is a research analyst and editor at Lombardi Financial. He currently writes for Profit Confidential where he focuses on macroeconomics and capital markets.

On the equity side, Iyer is a fundamental analyst who focuses on company business models and how those companies are positioned within their industry compared to their competitors. His economic research and analysis has appeared in The Economist.

Iyer co-founded the Rethinking Economic chapters in Toronto and Montreal, Canada.

Get to know Gaurav…

What was your very first investment?

My older brother had saved a nest egg and wanted to invest, so he asked for my help. Finding ripe industries was easy since I already understood economics. This was in 2009, and I realized that financials were sure to rebound. But once I began looking at individual companies, I gained a new level of respect for how uniquely structured each firm could be, and what it meant about their potential for success or failure.

What has been the most memorable moment of your investment career?

My most memorable moment came from owning a large-cap tech company. It was an over-hyped stock that was straining under a heavy load of pessimism. Those are the moments that define successful investors. I did not listen to the naysayers; I trusted my analysis, and a year later the stock had earned 30%.

What is your investment philosophy?

I am a value investor. I think of companies, not stocks. It helps me to know where exactly a business is making its money, how it plans to expand, and whether it can defend its market share. Only once you know those things can you determine if the stock is over- or under-priced.

Gaurav S. Iyer's Articles

A Closer Look at Hydropothecary Corp In recent weeks, Hydropothecary Corp (OTCMKTS:HYYDF, CVE:THCX) has made some bold moves that could raise its potential from “strong” to “explosive.” We’re going to unpack some of those developments below. However, if you’re already familiar with the Shopify Inc (NYSE:SHOP) partnership or the…

Ripple News Update Every time Ripple prices fall into a slump, I am besieged with messages from terrified investors. The conversation is always the same: “When will XRP prices recover?,” they ask. “No idea,” I respond. Fundamental investing is tough this way. Unlike its technical counterpart, it does…

Ethereum News Update As Ethereum prices continue to fall—alongside the rest of the market, I might add—investors are concentrating their funds in Bitcoin, otherwise known as digital gold. Bitcoin has drawn these comparisons for much of its history, though the reasons have evolved with time. At first, investors…

Ripple News Update Although investors hope to see XRP flourish in the United States, there’s reason to believe that Ripple’s main tailwind will blow from the East. Just look at today’s leading Ripple news. In the U.S., you have: The Internal Revenue Service (IRS) threatening cryptocurrency investors. The…

Cronos Group Stock: Learning the Basics Canada-based Cronos Group Inc. (NASDAQ:CRON) is high on our investment watchlist, but there are a lot of moving parts to consider. This report will try to do two things: Determine whether Cronos Group stock is worth your attention. Determine a Cronos stock…

Ethereum News Update The intricate web of U.S. cryptocurrency regulations is choking off innovation, says a new report from the U.S. Government Accountability Office (GAO). The GAO report describes a fintech industry whose participants are stumbling around in the dark. No one quite knows which laws apply or…

Ripple News Update Although Yahoo! Inc. went down in flames in North America—Verizon Communications Inc. (NYSE:VZ) bought its core assets at firesale prices—Yahoo! Japan (TYO:4689) maintains a strong presence in East Asia. Now the platform is looking to leverage its popularity by opening a cryptocurrency exchange in Japan. There’s…

Ethereum News Update Reports surfaced on Friday that JPMorgan Chase & Co. (NYSE:JPM) is thinking of spinning off its "Quorum" blockchain division into a separate company. Is this good for cryptocurrencies like Ethereum? Is it bad? Let’s take a closer look… Quorum is JPMorgan’s attempt to build a…

Ripple News Update Ripple prices are down on Thursday, most likely as a result of the market-wide slump in cryptocurrency prices. But even without the macro pessimism, South Korea’s ongoing regulatory pressure might have held down XRP prices anyways. What am I talking about? Well, in January, the…

Ethereum News Update Ethereum prices are down six percent on Thursday morning as the market slips back into angst and fear about upcoming regulations. These gyrations have become a normal part of the Ethereum to USD exchange rate. They don’t surprise me. One number that did catch my…

Why the Crypto Market Surged Yesterday As investment dollars find their way back into cryptocurrencies this week, some assets are outperforming industry leaders like Bitcoin. Cardano, for instance—a favorite of Weiss Cryptocurrency Ratings (by Weiss Ratings, LLC)—spiked more than 35% yesterday. Also on the list of big winners…

Ripple News Update A recent CoinDesk report brought to light that Ripple, the third-largest cryptocurrency in the world, has a fully functional derivatives market just across the pond. (Source: "Ripple's XRP Just Might Be the Next Big Crypto Futures Market," CoinDesk, March 20, 2018.) The shocking part of this…

Ethereum News Update If there’s one fear that haunts cryptocurrency enthusiasts, it’s that governments will attach burdensome regulations to slow innovation across the industry. So when U.S. regulators—like the U.S. Securities and Exchange Commission (SEC)—started cracking down on the initial coin offering (ICO) market, investors assumed that their…

Ripple News Update Ripple prices were upbeat on Monday morning, having jumped more than 20% in the previous 24 hours, but optimism still remains well below normal. Cryptocurrency markets have been locked in a downward spiral for weeks on end. Heightened regulatory pressure from the U.S. Securities and…

Ethereum News Update Although cryptocurrency prices recovered slightly on Sunday night, the market is still burdened by what appears to be a regulatory crackdown in the United States. So it hardly matters that Ethereum prices are up 4.66%. Hours earlier, the world’s second-biggest crypto hit a three-month low,…

Ripple News Update Although falling XRP prices captured most of the attention this week, today’s Ripple news update will focus on something more relevant to XRP’s long-term value. Namely, a panel discussion featuring CEO Brad Garlinghouse. The “fireside chat” was hosted at the Money20/20 Asia conference, which is…

Ethereum News Update A three-year-old blockchain startup from MIT’s Media Lab recently accepted $20.0 million in venture capital, raising investors’ expectations about its upcoming airdrop. The startup is called Eximchain. It is a blockchain company looking to adapt distributed ledger technology to supply chain management, which makes it…

Ripple News Update When there’s blood in the water, sharks come swimming. This thought crossed my mind as I looked at cryptocurrency prices on Thursday morning. You see, regulators the world over are releasing their plans for crypto oversight. What strikes me as interesting is the timing of…

Ethereum News Update Earlier this week, just days before the U.S. House of Representatives would hold a hearing on cryptocurrencies, one government official turned his attention toward the American government’s favorite punching bag: Venezuela. The U.S. official in question is Florida Senator Bill Nelson. Senator Nelson sent a…