Gaurav S. Iyer, IFC

Gaurav S. Iyer is a research analyst and editor at Lombardi Financial. He currently writes for Profit Confidential where he focuses on macroeconomics and capital markets.

On the equity side, Iyer is a fundamental analyst who focuses on company business models and how those companies are positioned within their industry compared to their competitors. His economic research and analysis has appeared in The Economist.

Iyer co-founded the Rethinking Economic chapters in Toronto and Montreal, Canada.

Get to know Gaurav…

What was your very first investment?

My older brother had saved a nest egg and wanted to invest, so he asked for my help. Finding ripe industries was easy since I already understood economics. This was in 2009, and I realized that financials were sure to rebound. But once I began looking at individual companies, I gained a new level of respect for how uniquely structured each firm could be, and what it meant about their potential for success or failure.

What has been the most memorable moment of your investment career?

My most memorable moment came from owning a large-cap tech company. It was an over-hyped stock that was straining under a heavy load of pessimism. Those are the moments that define successful investors. I did not listen to the naysayers; I trusted my analysis, and a year later the stock had earned 30%.

What is your investment philosophy?

I am a value investor. I think of companies, not stocks. It helps me to know where exactly a business is making its money, how it plans to expand, and whether it can defend its market share. Only once you know those things can you determine if the stock is over- or under-priced.

Gaurav S. Iyer's Articles

Coming off a record year for initial public offerings (IPOs) in 2014, investors have been anticipating a possible Uber IPO in 2015. Now after a China-based firm invested billions into the car-sharing company, the probability of an IPO just got better. Beijing-based Hillhouse Capital Group is leading the…

Instead of focusing on a possible interest rate hike from the Federal Reserve or a Greek departure from the eurozone, investors should be worried about a U.S. dollar collapse in 2015. At least that is according to former Republican congressman Ron Paul. Dr. Paul contends that America is…

Billionaire Carl Icahn sold his holdings in Netflix, Inc. (NASDAQ/NFLX) for $2.1 billion; and he wasn’t shy about what he’s looking at buying next—Apple Inc. (NASDAQ/AAPL). On Wednesday June 24th, Icahn tweeted that his hedge fund “sold last of [their] $NFLX today.”  He added that they “believe $AAPL…

One of the nation’s largest home builders crushed market expectations on Wednesday June 24th, signalling that a housing recovery may be here at long last. Lennar Corp. (NYSE/LEN) posted strong second-quarter earnings of $0.79 per share, up from $0.61 during the same period last year. Revenue growth skyrocketed…

Verizon Communications Inc’s (NYSE/VZ) bid to buy AOL Inc. (NYSE/AOL) wrapped up on Tuesday June 23rd as the company challenges Google Inc. and Facebook Inc. for a piece of the web advertising market. The acquisition cost Verizon $50.00 per share; a necessary expense as the company attempts to…

As the NASDAQ continues soaring to new heights and investors look to flashy new technology stocks, they risk missing huge gains by two proven winners: Google Inc. (NASDAQ/GOOG) and Apple Inc. (NASDAQ/AAPL). The two titans of technology are generally assumed to be mature companies, having already made huge…

Who’s the wealthiest person in your state? If you’re curious about the top earners in the United Stat-s, Forbes just released a state-by-state breakdown of America’s richest individuals. Readers will probably recognize some famous names like Nebraska-based Warren Buffett, California’s Larry Ellison, and Washington’s Bill Gates. But there…

As negotiations in the Greece-EU saga improved on Monday June 22nd, gold prices continued their long tumble down the rabbit hole. The precious metal dropped by nearly 1.5% during the morning hours of trading, ending a short run during the previous week. Gold prices have dropped 38% since…

On Monday June 22nd, Greece extended an olive branch to its European creditors by proposing structural reforms to its welfare state. European markets took a dive last week when negotiations stalled over how to best reform Greece’s pensions system. International Monetary Fund (IMF) negotiators, backed by the EU…

On Friday June 19th, Greece and Russia’s presidents appeared on stage together, adding a new layer of complexity to Greece’s tug of war with its European creditors. The Greek government’s $1.7 billion debt payment to the International Monetary Fund (IMF) comes due on June 30. Negotiations fell apart…

While mainstream economists are championing the Federal Reserve’s handling of the economy, billionaire investor Carl Icahn is warning that the stock market is primed for a crash. Writing in response to Donald Trump’s cabinet offer, he aired his views on the state of the economy and the Federal…

In a rare show of bipartisanship, House Republicans helped pass legislation to give President Obama the power to fast track his trade agenda. Members of the President’s own party blocked the bill in both chambers of Congress. But the measure was passed by the House on Thursday, June…

Just one day after Janet Yellen reported moderate economic growth, a crucial indicator confirmed the Federal Reserve’s analysis. On Friday, June 19th, the Conference Board released its widely-followed Leading Economic Index, a composite of indicators that hint at future growth. The index clocked in at 0.7% in May,…

With the June 30 deadline for Greece’s debt payment fast approaching and markets beginning to panic, Angela Merkel is taking a hard line against Greek negotiators. On Thursday June 18, the German Chancellor insisted that concessions be made from Greece in order to restart the flow of funds…

Uber and Lyft are two of Silicon Valley’s hottest startups, but a recent legal decision may upend their entire business model. The California Labor Commission issued a ruling that rideshare drivers are employees, not contractors. The decision could have far-reaching implications, not just for Uber and Lyft, but…

The powerful Federal Open Markets Committee (FOMC) appeared conflicted on Wednesday June 17, holding interest rates steady at historic lows while foreshadowing two rate rises later this year. Moderate improvements in the housing sector and household spending were offset by an unchanged level of unemployment. Inflation remained below…

Cisco Inc. is looking to mend its troubled relationship with the Chinese government by pouring $10.0 billion into local investments and partnerships, a long-term strategy meant to insulate the company’s earnings from a downturn in Western economies. The plan was announced on Wednesday, June 17 by incoming CEO…

The most important instrument in the European Central Bank’s (ECB) crisis-fighting tool chest has been approved by the EU’s highest court, giving authorities the equipment they need to fight a potential financial crisis in Europe. On Tuesday, June 16th, in a precedent setting decision, the EU’s highest court…

On Tuesday, June 16, Fitbit Inc. raised the target price of their initial public offering (IPO), indicating growing optimism over fitness tracking technology. The unconventional branch of hardware products is targeted towards a new breed of data-hungry consumers. Since 2007, the San Francisco-based company has sold 20.5 million…

The Bank of China will become the eighth member of an exclusive group that controls the daily price of gold. Many analysts believe the move is part of a broader push into global markets; a concerted effort by the People’s Republic to raise the profile of the yuan.…