Just the other day, I was writing about the stock market's lackluster performance, highlighting technology stocks as a market sector generating all kinds of excellent investment opportunities.

What happens is that the large-cap names always get the headlines. This has a significant effect on overall investor sentiment and smaller-cap names inevitably get left behind.

Right now, with the stock market unsure of itself, is a great time to be looking at new opportunities. It really does take courage to go against the herd.

Another small-cap technology company that looks very attractive is CyberSource Corp. (NASDAQ/CYBS). This innovative company helps customers process their electronic payment transactions over the Internet. The company's solutions help merchants to accept credit card payments, electronic checks, direct debit, and bank transfers.

Over 15,000 businesses use CyberSource's products, including half of the companies making up the Dow Jones Industrial Average.

Over the last five years, this stock has appreciated some tenfold. Yes, CyberSource is one of those rare companies known as a "ten- bagger." In its second quarter ended June 30, 2006, the company's revenues grew 38% to $16.4 million, up nicely from second quarter 2005 revenues of $11.9 million.

Net income for the second quarter was $0.8 million, as compared to $1.4 million in the second quarter of 2005. The company finished the quarter with cash and cash equivalents of $50.6 million, adding 1,500 new customers to its roster.

Once again, I like this company because it fits my criteria for an attractive small-cap investment. The company boasts a track record of success, both operationally and on the stock market, solid growth prospects going forward, and has products that are experiencing growing demand.

Right now, if I was committing new speculative money to the stock market, I'd look at some smaller-cap technology stocks. I think it's time to use the stock market's current malaise to your own advantage.